Ripple entered the cryptocurrency industry when cryptocurrencies were normally seen as the enemy of banks and financial institutions. Ripple was leaning towards the opposite sentiment as it introduced the benefits of cryptocurrencies to financial institutions, making it easier for them to send money abroad.
XRP is the native cryptocurrency of the Ripple network, which facilitates cross-border transactions. In 2017, XRP became one of the top-3 cryptocurrencies by market cap, even taking the second position above Ether. However, it stayed below Bitcoin. As of September 2024, XRP ranks 7th.
This article provides Ripple (XRP) price predictions for the years 2025, 2030, 2035, and others and answers crucial questions such as whether XRP could reach $10,000, what the XRP price will be in ten years, and more.
What Is Ripple (XRP)?
XRP is a native cryptocurrency of the Ripple payment network, which was created by Ripple Labs. The network is based on the blockchain XRP ledger. It was launched in 2012 by David Schwartz, Jed McCaleb, and Arthur Britto.
XRP ledger was supposed to avoid repeating Bitcoin‘s flaws, such as low transaction speed, network capacity, and transaction costs. All of these goals were fulfilled.
Ripple has an array of associated apps and services. Third-party companies can develop apps on the XRP Ledger using Python, Java, and Javascript. Ripple is used for tokenization, DeFi platforms, CBDCs, and stablecoins.
Transactions on Ripple are validated by the group of appointed independent nodes. Initially, this federated consensus mechanism raised criticism from some blockchain purists who questioned Ripple’s decentralization and safety. However, with time, those voices mostly faded away. As of 2024, around 150 entities, including universities, banks, and other institutions, serve as validators. One of the basic security principles is that no entity can process a transaction without the approval of the other entity.
As XRP is still one of the most popular cryptocurrencies, it is highly available on most leading exchanges. However, due to the legal battle with SEC which considers XRP a security, several trading platforms decided to delete XRP from their rosters.
Ripple (XRP) Price Prediction for 2024, 2025, 2027, 2030, 2035, 2040
As of September 17, 2024, the XRP price is $0.576. The market cap ranks 7th at $32.5 billion. XRP is a top-tier cryptocurrency. This doesn’t mean that this coin will be growing in price very quickly. Rather, it means that this asset is sustainable in turbulent periods and isn’t likely to lose value anytime soon. It has a strong dev and marketing team that will probably help it stay at the top.
See the table below to learn how much XRP will cost in one, two, or five years from now and other periods. Under the table, you can read short commentaries to learn more details.
| Year | Price Prediction | ROI of your investment (if you buy the coin now) |
| 2024 | $0.61 | 5.9% |
| 2025 | $0.89 | 54.51% |
| 2027 | $1.82 | 251.97% |
| 2030 | $6.4 | 1,011.11% |
| 2035 | $55 | 9,448.61% |
| 2040 | $415 | 71,948.61% |
2024
In 2024, the XRP price fluctuated between 40 and 70 cents per coin. The 70-cent price was reached during the crypto ETF hype. Nothing like this is expected in the following months. However, XRP is likely to retrace to the $0.6 level by the end of the year.
2025
2025 doesn’t hold many surprises for crypto investors. However, XRP will keep the positive dynamics it has had since mid-2022. The price will continue to grow slowly in a zigzag trajectory. In 2025, XRP may hit up to 95 cents per coin at the peak. By the end of the year, the price won’t go above the $0.9 mark.
2027
As the crypto market continues to widen and reach new demographics, the prices for top cryptocurrencies will continue to grow. XRP, with its strong community, team, and collaborations, will benefit from the overall market growth.
The battle with the SEC may finish by 2027. Regardless of the outcome, clear status of XRP will help Ripple to improve its strategy which in the end of the day will result in the XRP price growth. By the end of 2027, XRP will be traded at around $1.82.
2030
2028 will see another crypto rally triggered by Bitcoin reward halving. This will help the entire crypto market grow quickly. The following years will see a correction. After the correction, the XRP price will stay higher than in the pre-halving period. This means that the 2030 price will be higher than the 2027 price.
In 2030, the XRP price will reach at least $6. By a more bullish estimation, it may touch the $7 level. XRP will update its ATH in the 2028 bull run and won’t drop below the $3 level.
2035
There will be one more BTC halving between 2030 and 2035. Alongside other notable events in the crypto industry, this will propel the XRP price even further. Moreover, the overall development of the crypto industry will reach a higher number of people by that time and become more mainstream. In 2035, we may see XRP traded at a whopping $55.
2040
In 2040, the XRP price may exceed the $400 mark and peak at $415 or higher.
Ripple (XRP) Price Analysis for the Past Several Years
In the table below, you may explore the main milestones of the XRP price throughout its history. In the right column, you can learn the reasons for the price change.
| Date | Price | Why the price dropped/rose to this level (what influenced the price change) |
| Aug 5, 2013 | $0.005 | In the early days, XRP was worth around half of a cent |
| Dec 5, 2013 | $0.058 | December 2013 saw an unprecedented crypto rally. XRP peaked at nearly 6 cents before plummeting to 2 cents on December 17 and declining to half a cent by May 2014. The downfall was caused by the scandalous Mt. Gox hacking |
| Jul 7, 2014 | $0.0028 | By the summer of 2014, the crypto market was low. XRP hit its historical minimum on July 7, 2014, at $0.0028. The price was moving between $0.005 and $0.025 in the following two years. Most of the time, XRP was below 1 cent |
| Jan 4, 2018 | $3.84 | Things started to change in 2017, a year when the ICO bubble gained momentum and institutional investors started to pay more attention to the crypto market. During the springtime, XRP went from half of a cent to 39 cents. After the consolidation period that took 6 months, XRP reached ATH on January 4 at $3.84 |
| Feb 9, 2018 | $0.79 | Shortly after the peak, the ICO bubble burst, and XRP started to fall down. That was a reflection of the overall crypto market trend, not something specific for Ripple’s coin. After hitting the bottom at 79 cents on February 9, XRP went through a series of ups and downs before stabilizing at the 30 cents average price |
| Sep 29, 2019 | $0.24 | After several months of keeping above 30 cents, the XRP price dropped to $0.24 at the end of September 2019, following the BTC drop that took place at the same time. Until the spring of 2020, the XRP price was fluctuating around the $0.2 mark |
| Apr 14, 2021 | $1.79 | The 2021 crypto rally began in December 2020. XRP hit $0.61 and, after a short correction, began to grow steadily. On April 14, XRP peaked at nearly $1.8 before dropping to 54 cents in July |
| Nov 9, 2021 | $1.28 | In November Bitcoin updated its ATH. XRP didn’t manage to do the same and didn’t even go above the April maximum, peaking at $1.28 |
| Jun 17, 2022 | $0.31 | Following the November trend reversal that undermined the crypto bull run, XRP, together with the rest of the market, started to lose value. On June 17, 2022, it reached the bottom at 31 cents |
| Sep 17, 2024 | $0.57 | For two years after hitting the bottom, XRP was growing slowly and steadily, peaking at 74 cents in July of 2023. At the time of writing, the XRP price reached $0.57 |
It’s safe to say that after the summer of 2022, the XRP has been growing steadily.
Q&A
Is XRP a good investment?
We can give you investment advice. Many experts recommend the top 10 cryptocurrencies as safe investments. Ripple is a well-established player in the crypto market. However, the legal battle has the potential to undermine the asset’s success.
What will be the XRP price in 10 years?
In ten years from now (in 2034), the XRP price may exceed the $33 mark.
Should you buy XRP now?
As of September 2024, the best buying opportunity seems to be lost (it was the summer of 2022). Nevertheless, considering the XRP’s strong potential, its price may significantly grow in the future.
Could Ripple Reach $10,000?
XRP won’t reach $10,000 until the second half of the 2040s. However, precisely predicting such a distant price is impossible.
Conclusion
XRP is one of the most successful cryptocurrencies, while Ripple is one of the most experienced and long-standing companies in the crypto industry. However, XRP isn’t likely to cross the $10,000 mark in the 2020s or the 2030s. Nevertheless, it has good potential, and its market performance in 2022–2024 is decent.