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Buy Stellar with 
a credit card

Buy Stellar (XLM) with VISA or MasterCard. We accept also some pre-paid and virtual cards, and all major credit and debit cards. After the payment, your XLM coins will arrive at the address you filled in.
How to buy Stellar?
  1. Fill in XLM address
  2. Enter the sum
  3. Verify your ID
  4. Get your coins!
We also support:
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Buy XLM with a credit card in your wallet
Visa
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Simplex

Buy XLM with a credit card on Freewallet: Crypto wallet

Purchase Stellar (XLM) right in your wallet. There it is even easier than on this page, as you won’t need to look for the wallet address — we will fill that in for you.
Freewallet: Crypto wallet
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Web Cryptocurrency Wallet by Freewallet
Freewallet on web
Buy in web wallet
Stellar Wallet
Android

How to buy Stellar right in your wallet?

  1. Login to your wallet
  2. Go to “Buy Crypto” feature
  3. Choose currency
  4. Choose the amount to send or receive
  5. Fill all necessary fields
Since 2016 Freewallet has been developing digital cryptocurrency wallets with a built-in exchange for web, iOS, and Android devices, so you can rest assured that your data is safe.
How to buy Stellar Lumens in Crypto Wallet

What do you need to know before buying Stellar

Please follow the rules below. These rules will ensure that you get to buy
cryptocurrency with a credit card easy and fast.
Payment providers

Payment providers

When implementing the function of buying Stellar, we use the services of payment providers. Depending on the provider, some of the steps in the buying process may differ.

The payment providers we work with are Simplex and Moonpay. If you use the widget above to buy Stellar, Simplex will be the default provider.

If you prefer to buy Stellar in the wallet, via web version or mobile multicurrency wallet / Crypto wallet version, you can choose between Simplex and Moonpay.

For the dedicated Stellar wallet, the default provider is Simplex.

Below you can see the practical differences between Simplex and Moonpay

Freewallet + SimplexFreewallet + Moonpay
Commonly used cardsAccepts most credit and debit cards issued by VISA and MasterCard, as well as some virtual and prepaid cards. Please note that in some cases banks may decline transfers due to internal rules.
Limits20000 USD per day, 50000 USD per month. The minimum amount is $50Limits depend on the account level. You can read more here
FeesThe overall fee for transactions is 8%, minimum $1
Verification
  1. Credit card info
  2. Phone number & email
  3. Passport or ID Card or Driver's License
  4. Selfie with your document
3 different levels of verification. You can read more here
GeographyWe support 36 FATF member countries including the USA, UK, Germany, France, Russia.The service is not available in Algeria, Bangladesh, Bolivia, Cambodia, China, Ecuador, Jordan, Kyrgyzstan, Macedonia, Nepal, Nigeria, Taiwan, Thailand.

Documents

To comply with “Know Your Customer” (KYC) and “Anti-Money Laundering” (AML) regulations, our payment provider will ask you to send a copy of a valid government issued document to verify your identity. This process will take up to 2 hours.

Required documents:

  1. Credit card info
  2. Phone number & email
  3. Passport or ID Card or Driver's License
  4. Selfie with your document
To buy Stellar, you need to upload a real photo of your document, not a printed/scanned version of your document.

Exchange your Stellar for any other cryptocurrency in the wallet

Diversify your crypto portfolio with built-in exchange. You find 25 coins in the wallet and about 30 tokens for instant swap in your wallet.
Try in the walletExchange now
buy-already_own_alt_xlm

Still have questions?

Please submit a ticket or visit the support center.
Our support team is ready to help you to buy Stellar (XLM) 24/7.

Also, you can contact us using all your favorite ways of communication:

Q and A

  1. Is it safe to buy Stellar via Freewallet?

    We do our best to provide our users with the highest level of security. When organizing the process of buying Stellar, we use the services of the most reliable payment providers, including Moonpay and Simplex.

  2. Where can I store Stellar?

    You must have a cryptocurrency wallet to store your crypto. The Freewallet Family provides you with 2 options for storing Stellar: multicurrency Crypto Wallet and dedicated Stellar Wallet. Crypto Wallet is available for Web, IOS and Android. Stellar Wallet is available for IOS and Android.

  3. How can I buy Stellar with Freewallet?

    There are 2 main methods to buy Stellar via Freewallet: you can buy XLM through the widget above and you can buy XLM inside the wallet. Below you can see instructions on how to do this for each version.

How to buy Stellar in the web wallet

In this case, Freewallet will be the wallet used by default. For the web version, all you need to do is to log into the wallet, go to the “Buy with a card” tab, select Stellar, select the currency you are going to pay for it with (USD, EUR, etc.), and enter the amount. Here you can also choose who will be the payment provider for the transaction - Moonpay or Simplex. After you click “Buy”, you’ll be redirected to the page of the payment provider, where you will need to go through the verification steps and enter your card details in order to proceed with the payment.
screenshot

How to buy Stellar in the mobile multicurrency wallet (Crypto Wallet)

The process is basically the same as for the web version, except that the tab is simply called “Buy” here instead of “Buy with a card”.
screenshot

How to buy Stellar through the widget

If you want to buy Stellar through the widget above, all you need to do is to enter the amount and enter your Stellar wallet address. After you click “Continue”, you will be redirected to Simplex, our payment provider, where you’ll be able to enter your card details and proceed with the payment. The verification process will also take place there.
screenshot

Q and A

  1. What are the differences between buying Stellar through the widget and buying Stellar in the wallet?

    If you are using the widget, you’ll need to enter your wallet address yourself. It doesn’t have to be The Freewallet Family wallet. Also, if you are using the widget, your default payment provider will automatically be Simplex.

    If you buy Stellar inside Freewallet, you don’t need to enter your wallet address, this will be done automatically. Freewallet will be the wallet used by default.

    If you are using the web wallet or mobile multicurrency wallet, you’ll be able to choose between Simplex and Moonpay as your payment providers. If you are using the mobile Stellar wallet, the default provider will be Simplex.

    There are some differences between Simplex and Moonpay regarding purchase limits and the verification process. You can read more about this here.

  2. How long does it take to buy Stellar using Freewallet?

    Taking into account the time required for verification, the purchase process may take from 30 minutes to a few hours.

  3. What are the fees?

    We apply reasonable fees for transactions: 8%, minimum $11.

  4. What are the limits on how much I can buy?

    There are limits that depend on the payment provider. If you buy cryptocurrency via the widget above, your payment provider will be Simplex. If you buy crypto in the web wallet or mobile multicurrency wallet (Crypto Wallet), you can choose between Simplex and Moonpay. If you are using the dedicated Stellar wallet, the default provider will be Simplex.

    For Simplex, the limits are $20000 per day and $50000 per month including fees. The minimum amount is $50. Hence, these are the limits on how much you can buy if you are using the widget or the dedicated Stellar wallet, as well as if you are using the web version / mobile multicurrency wallet version and choose Simplex as your payment provider there.

    For Moonpay, the limits depend on the account level, which is issued in accordance with the degree of account verification. You can find more information on account levels and their respective limits here. Hence, if you are using the web wallet or mobile multicurrency wallet and have chosen Moonpay as your payment provider, the purchase limits will depend on your account level.

    Please note that daily and monthly limits are counted not as calendar day and month, but as 24-hour and 31-day periods from the date of purchase, respectively.

  5. Can I buy cryptocurrency without verification?

    To get crypto, you have to prepare some personal information. We are required to take these precautions to comply with “Know Your Customer” (KYC) and “Anti-Money Laundering” (AML) regulations. We will use your data for verification purposes only. Buying cryptocurrency without verification is not possible.

  6. What are the documents needed for verification?

    As it was said earlier, you’ll have to prepare some personal information, which includes:

    1. Credit card info
    2. Phone number & email
    3. Passport or ID Card or Driver's License
    4. Selfie with your document

  7. In which countries can I buy Stellar via Freewallet?

    We support 36 FATF member countries including the USA, UK, Canada, Australia, Germany, France, Russia.

    The service is not available in Algeria, Bangladesh, Bolivia, Cambodia, China, Ecuador, Jordan, Kyrgyzstan, Macedonia, Nepal, Nigeria, Taiwan, Thailand.

  8. What are the cards which I can use for payment?

    We support all major credit and debit cards (VISA, MasterCard, etc), as well as some pre-paid and virtual. Please note that in certain cases a bank may decline a transfer due to internal rules.

  9. What is Simplex?

    Simplex is a fin-tech company that provides online merchants with fraud-free payment processing and acts as a credit card processor in the cryptocurrency world. A credit card processor is an organization that has contracted with an acquiring bank to process transactions on behalf of merchants.

    Cryptocurrency is provided by online exchange services and Simplex integrates with them to fulfill the credit card payment process. Hence, Simplex is responsible for risk analysis, processing payments with the credit card company, and finalizing the transaction. Based on advanced AI technology, Simplex’s automated system facilitates processing online payments while assessing risk with maximum speed and accuracy.

  10. What is Moonpay?

    MoonPay is a fin-tech company that powers fiat-to-crypto payments in a seamless way. Its global network of exchanges, wallets, partners, and decentralized apps allows serving hundreds of thousands of users across the globe.

    Cryptocurrency is provided by the online exchange services and MoonPay integrates with them to fulfill the credit card payment process. Hence, MoonPay is responsible for risk analysis, processing payments with the credit card company, and finalizing the transaction.

  11. What are the differences between Simplex and Moonpay?

    There are some differences between Simplex and Moonpay when it comes to the verification process and purchase limits, as was shown in the table above. For Simplex, the limits are 20000 USD per day and 50000 USD per month including fees. The minimum amount is $50. Required documents for verification are:

    1. Credit card info
    2. Phone number & email
    3. Passport or ID Card or Driver's License
    4. Selfie with your document
    For Moonpay, purchase limits depend on the level of account verification. There are 3 possible levels of account verification, which require different sets of documents. You can read more about purchase limits and verification levels for Moonpay here.

24/7 on tap customer support

  • Can I buy Stellar via Freewallet in the USA?
  • YES
  • Can I buy Stellar via Freewallet in the UK?
  • YES
  • Can I buy Stellar via Freewallet in the Canada?
  • YES
  • Can I buy Stellar via Freewallet in the Australia?
  • YES
support_chatsupport_chat

Still have questions?

Please submit a ticket or visit the support center.
Our support team is ready to help you to buy Stellar (XLM) 24/7.

Also, you can contact us using all your favorite ways of communication:

buy-header_currency_btn_xlm